Protocol reverse engineering, PSD2 / OAuth2 authorization implementation, instant payments and account aggregation with runnable API delivery
We provide end-to-end technical solutions for Home'Bank: session and SCA authorization, secure token refresh, account and card transactions capture, instant transfers (Alias Pay / real-time clearing), card tokenization and digital wallet integration, with compliance and privacy in mind.
# POST /api/v1/ing/transactions
# Authorization: Bearer <ACCESS_TOKEN>
{
"account_id": "ACC12345678",
"from_date": "2025-09-01",
"to_date": "2025-09-30",
"type": "ALL",
"page": 1,
"page_size": 200
}
Response: {
"status": "OK",
"transactions": [
{"id":"TXN001","date":"2025-09-05","amount":-1200.00,"desc":"NEFT Transfer","currency":"EUR"},
{"id":"TXN002","date":"2025-09-10","amount":5400.00,"desc":"Salary Credit","currency":"EUR"}
],
"next_page": null
}
Account sync, batch statements, live payment initiation, card management, transaction risk analytics, and 3D Secure push/ SCA automation.
All work is based on client authorization or public/licensed APIs. We provide data minimization, encryption in transit, audit logs and privacy guidance; NDA and compliance assessments available on request.
We are a studio focused on App protocol analysis and OpenData/OpenBanking integration. Our team comes from fintech, banking and mobile app security backgrounds, delivering compliant API implementations with runnable code and documentation.
Ready to start? Submit your target App name and integration requirements via our contact page:
At ING we believe your bank must be simple and intuitive, our life being complex enough. It is not only about the money, but also about the freedom of accessing them securely, wherever you are.
You can open your online current account if you are a Romanian citizen, 18+, with a permanent address in Romania and a valid ID card. You may have a joint account for family expenses. Your kids can also get a current account and card with you in full control. Instant personal needs loans, credit cards and overdrafts are accessible. You can simulate the eligibility for a mortgage loan. You protect your loved ones with life, health, or salary insurance. You can access term deposits and savings accounts. You can issue virtual cards and add them to Google Pay, and invest in mutual funds. FX is available at better rates.
All financial chores become simple with Home'Bank, with an intuitive interface, fast access and well-thought functions meant to help you. You are in full control of your money on your phone, which becomes a trusted device: authenticate without SMS once the device is registered; login via password only; push notifications for 3D secure payments, and for all operations from your current accounts. Enable geolocation to help detect fraudulent activity from foreign geographies in Home’Bank. You decide where you shop, with offers from over 100 partners and cash-back. Payment options include Alias Pay (payments based on phone number), pay with your phone via Android Pay, pay invoices with Scan & Pay, and real-time transfers to other banks via instant payment. You can send payment requests from your phonebook and receive a payment notification in Home’Bank.
Original source: ING Home'Bank app store entry (summary). This text is for technical integration reference.